Universal Credit

Key Facts

  • Universal Credit is calculated and paid monthly, in arrears;
  • When you make your first claim, you may have to wait up to 5 weeks before you are paid. If this causes you hardship you can ask for a Universal Credit Advance payment (click on the link above to learn more about Universal Credit Advance payment).
  • Deductions will be made to your income if you have earnings and capital between £6,000 and £16,000. You will not be entitled to Universal Credit if your savings are over £16, 000. If your capital is between £6, 000 and £16, 000, it is treated as generating an income of £4.35 for each £250 over £6,000
  • There is also a limit on the total amount of Universal Credit you can receive, called The Benefit Cap. Please click on the link above to find out more about The Benefit Cap.

Date modified: September 22 2021 | Date created: June 04 2020

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